How RBL SuperCard is the Best Credit Card for Fuel

Fuel prices are steadily on the rise. If you drive to work every day, you can refer to a fuel credit card such as the RBL SuperCard to save extensively on the fuel over the year. It is one of the best credit cards for fuel. Here are some features of the card that makes it the perfect card to finance your fuel expenses.

Reward points on refuels

A good fuel credit card should offer excellent reward points whenever you refuel your car. Individuals who drive regularly need to refuel several times in a month. As such, they can accumulate a considerable amount of points over the year. Redeeming these points can help save on future fuel purchases in numerous ways. Moreover, the best credit cards for fuel offer attractive cashback on achieving transaction limits.

Additional facilities

When opting for RBL credit cards that can help you refuel, you must also ascertain whether the same card is useful in other instances. The Bajaj Finserv RBL Bank SuperCard is not only a beneficial fuel card but also offers cash withdrawal and loan against credit limit facilities. Moreover, the card should offer robust security features as well.

RBL SuperCards offer as much as Rs. 55,000 annual savings through its exceptional reward points system.

Are you eligible for RBL SuperCard?

Now that you know why RBL SuperCard is one of the best credit cards for fuel, here are some factors that determine whether you are eligible to avail such a card.
  • Age of applicant
People aged between 18 and 65 years can avail these cards. However, age restrictions vary for salaried and self-employed individuals. A salaried employee, for instance, can only avail such a card until the 58 years of age. Older employees are liable to lose their income soon due to retirement, which is why financing companies are not comfortable to provide cards to them.

However, a self-employed individual can earn significantly and therefore qualify for such feature-rich cards.
  • Credit score
CIBIL, the most reputed credit bureau in India, calculates the creditworthiness of people based on their credit history. If you repaid all loans on time and handled credit card bills effectively, your credit score will reflect the same. Poor repayment track, on the other hand, will hamper your scores. To avail an RBL credit card, you need to ensure a credit score around or above 750.
  • Income
One of the important things to know before applying for such a credit card is the income requirements. Some issuers consider applicants with a monthly income of at least Rs. 25,000 as eligible to avail the credit cards although this varies between individuals. Income requirements usually vary between the various regions in India. In urban cities, the income requirements are higher and vice versa.
  • No outstanding debt
If you are looking for a credit card, ensure you do not have any debts. A long list of financial liabilities in your name can lead to credit card rejections. Before application, clear all outstanding loan repayments to maximize your chances of availing a card.

You need to present documents to support your eligibility for the card. Identity and address proofs are vital, and so is proof of income. Your salary slips or bank statement records can act as proof of earnings.

Bajaj Finserv provides pre-approved offers to make availing credit cards easier and quicker. Aside from credit cards, these offers are available on personal loans, business loans, home loans and other loan products. You can check your pre-approved offer today by providing your name and phone number.

Due to the rising prices of petrol and diesel in India, it is essential to avail the best credit card for fuel. Doing so will reduce your expenses and save your money on other purchases as well.

Post a Comment